TRAVEL INSURANCE - PATRIOT TRAVEL POLICY August 13, 2009
Posted by janey in : Travel Related Sites , trackbackPatriot Trip - Travel insurance plan is a beneficial trip cancellation insurance plan that comes into use when a pre-planned trip gets canceled under unforeseen circumstances. The insured can file for reimbursements for expenses incurred during the trip like travel reservations, emergency reunion, travel delays, personal baggage loss, repatriation of mortal remains in case of death of the insured, emergency evacuation and also any medical expenses incurred during the travel along with dental surgery expenses during the trip.
The patriot trip cancellation insurance plan can be bought if you are planning a vacation, especially in a group or with a family. In case the trip gets canceled, you can recover the unutilized payments or deposits which are non-refundable.
To be eligible for this travel medical insurance policy which includes trip cancellation coverage benefits, the minimum cost incurred by the traveler for the trip should be $500, the destination should be at least 120 miles away from the point of start and the duration of travel should not exceed 30 consecutive days.
Once the completed application form is submitted by the traveller along with the required payment, the trip cancellation benefit becomes effective from midnight. The travel insurance policy becomes valid right from the date you depart for the travel.
The patriot trip cancellation insurance validity ends on the date on which the insured returns (earlier or as planned), or till the coverage period ends as indicated in the trip cancellation insurance policy (whichever is earliest).
Full refund is possible after you buy the patriot travel insurance plan if you can cancel within 10 days of receiving the policy certificate and you have not started for your travel before these 10 days. You should have also not filed any claims under this travel insurance plan.
The premiums rates of this travel insurance plan varies between every individual and the calculation is based on certain factors like total cost of trip, age of the individual and the other travelers accompanying the insured during the trip.
Pre-existing conditions clause that is mentioned in any travel insurance policy document is waived off in case the insured is less than 70 years old and the travel medical insurance policy are bought within 14 days of booking the initial deposit to the travel agent. In addition, all the members who are part of the plan should be medically fit to travel on the date the Patriot Trip - Travel insurance is purchased.
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